Home Blog Page 61

Donate for Poor Medical Students Because the World Needs Good Doctors

medical

Since time immemorial we have relied on doctors to cure us of ailments and protect help us live a healthy life. The progresses in medical sciences have prolonged human life and found cure to many ailments that previously left people helplessly watch their loved ones suffer and die. Not all doctors come from affluent families, in fact many have made it to the zenith of their profession by sheer grit and hard work. Nobody knows but the doctor who finds the cure to cancer may be the daughter of a poor marginal farmer in a remote village of India. Or the doctor who will save the lives of many children as a celebrated paediatrician and sets up a community hospital is working at a construction site by day and studying hard at night. 

Such students are deserving candidates for the medical profession as they are working with concentrated effort towards their goal despite whatever condition they may be. Donate for poor medical students because the world needs good doctors. If a poor student has made it to so far as to get admissions into a good medical school, then there is a high chance that they will persevere and complete their medical education. Not only that, going forth they will become formidable pillars of the medical community. 

While doating to the COVID-19 support Fund, you may have observed its allocation and how many of these funds have gone to medical camps that are being run by professional doctors’ communities in the remotest parts of the country and the world. Many of these doctors probably came from these remote villages and this is their way of paying back. Doctors are agents of God, come down to earth only to provide the kind of care that will ensure a healthy life for the masses. 

You can donate for poor medical students online through standard donation sites to ensure that the funds are used to pay for tuition fees, books or even to cover living expenses of the student through the course duration. The five years of MBBS is a rigorous exercise that leaves no time or scope for students to work part-time to support themselves. Students coming from poor families have mostly graduated from vernacular medium schools and must work harder to not only learn English, but also the difficult Latin terminologies. They will not have the luxury to have their focus diverted from their studies to earn and support themselves. 

Often this is a major hindrance that discourages many poor and deserving students from pursuing their ambition to become doctors. It is our moral responsibility to donate for poor medical students and give them the chance they rightly deserve. Many of these students are driven by their personal experience of loss of a loved one to a life-threatening disease. They are seeking to make amends by helping others in their situation. There are many cases of doctors who went on to set up hospitals in their villages or bringing aid to the poor in memory of all the struggle they went through in their youth to achieve the kind of success they did in their lifetime. 

If you support the medical profession, by way of donating for poor medical students or for the COVID-19 support Fund, you will be funding a cause that will positively affect the entire world. One doctor goes on to cure countless patients and saving many lives in the course of his/her professional career. The COVID-19 support Fund contributions that come in the form of US dollars pays for numerous patients’ treatment as Dollars have a higher value. It can not only pay for life saving drugs and hospital fees, but also ensure that the COVID-19 patient gets nutritious meals and essential care. Once the patient is cured, they can go back to their families, and one not only does service to an individual, but an entire family that relies on the afflicted patient as caregivers, parents, or sole earning member of the family. 

Those of us who can afford it can make a big difference and have a great impact on the lives of many with our small act of kindness and we must never hesitate to do it.

6 Ways Overdoing Workout can Negatively Affect your Health

workout

Excess of everything is bad, and workout is no exception to this!

Physical fitness is one of the crucial aspects of our health. In case someone is suffering from a chronic disease, adding low to moderate intensity workout is probably the most suggested lifestyle change by the health experts.

Effects of Physical Activity on Health 

Physical activity is not a forceful medical instruction for everyone, many people are fitness enthusiasts and they love to work out. No matter the weather or time of the year, you will find them in gyms or fitness studios. Overdoing workout is not very unexpected in their case.

Though there are countless benefits of physical activity for mental and physical health, overdoing it can be harmful too. From affecting your stamina to your sex drive said sexologists, too much exercise is bad for you.

Signs you are working out too much

If you are a gym addict, you are less likely to know that you are overdoing the workout. Here are the signs and symptoms that can tell you that you are exercising too extra, including;

Inability to workout at the same level of stamina changes

  • Feeling exhausted
  • Problem with sleeping
  • Requiring longer resting periods
  • Sore muscles for the prolonged-time period
  • Mood swings and constant irritability
  • Anxiety
  • Getting colds more often
  • Lack of motivation
  • Unintended weight loss

How overdoing exercise can be detrimental for you?

Here are some common side effects of overdoing a workout.

1- Physical burnout

Burnout is the state of exhaustion that your body goes through after you overdo things. Burnout can be physical, mental and emotional. Physical exercise often starts as the dose-response relationship where more exercise offers more health benefits. However, there comes a point where the benefits of a workout are no longer workable.

This point is known as OTS that leads to a decreased fitness level as a result of overdoing the workout. This represents the imbalance between the workout and the recovery period. Too much exercise can lead to physical burnout ceasing your workout progress.

2- Hormonal imbalance

Hormones are the chemicals present in our body that are responsible for many important body functions. The regulated levels of these hormones tend to assure the proper body functions. Too much physical activity can disturb this hormonal balance leading to disrupted body functions changing the stress hormones level. This change in hormonal levels can lead to emotional instability, lack of focus, irritability and trouble sleeping.

3- Anorexia

Another way too much exercise can affect your body is through anorexia. Anorexia is an eating disorder due to the false perception of weight associated with fear of gaining weight. Though under normal circumstances, physical activity can boost the hunger levels in the body, too much physical activity can reverse this effect. Anorexia causes unintended weight loss that can affect the body stamina and other normal body processes.

4- Poor metabolism

Metabolism is our body’s key function and determines the overall performance of our body. Physical activity is known to boost metabolism leading to better body performance. Excessive exercise can negatively affect our body metabolism and this impaired metabolism can be very problematic. Impaired metabolism can be a cause for blood deficiency in the body along with the reduced level of male sex hormone and poor bone density.

5- Poor immunity

Our immune system is crucial for our overall health and determines the ability of our body to fight infections. An efficient immune system keeps the health problems at bay and keeps us working well. Too much physical activity can result in poor functioning of the immune system that makes us more susceptible to infections and we fall prey to the cold more often.

6- Cardiac stress

Cardiac health is directly connected with the rate of physical activity we perform. Normally physical activity is known to improve our cardiac health however, too much of it can be quite harmful to our body. Overdoing workout can increase cardiac stress, consequently, our body puts more effort requiring longer periods of rest.

Bottom Line!

Undoubtedly physical activity is good for our health offering several physical and mental health benefits. However, these effects of physical activity are limited to a certain extent and after reaching that point, working out can have a detrimental effect on our health. Thus, it is important to consult a fitness trainer to determine how much physical activity you need. 

A Guide On A Home Inspection – How It Can Protect You!

home inspection

After you seal the deal of your home sale, it is essential to ponder upon the significant event which is the home inspection. This is a pivotal point that is included in most of the home purchase agreements. And if any issues are found, the buyer has the choice to dissolve the agreement. However, to get through a home sale, a home inspection report, Texas by an inspection inspector is essential. Further, you can decide to fix the issues or negotiate with the buyer. 

What is the meaning of home inspection? 

Home inspection involves hiring a professional home inspector which goes through the essential components of the home such as structure, electrical system, air conditioning system, and much more. This entire process of a home inspection is done after the seller accepts the buyer’s offer and before sealing the deal. Most likely, the home inspection starts when you sign the agreement. Moreover, it is the buyer who will schedule the home inspection and will bear the home inspection cost online.  The inspection process is valuable and can provide vital information before buying the home. 

The right way to hire a home inspector 

The people who are not aware of the home inspector can face difficulties while finding one. Finding the right home inspector shouldn’t be taken lightly. The process of doing this involves great research and dedication. Therefore, for the best home inspection report in Texas, one must find the best home inspector. Here’s what you need to ponder upon: 

  • Qualifications: This is not a factor that you can brush off easily. While you are on your hunt for the best home inspector, ask about his qualifications, training, and experience. Also, the age and location of the home play a huge role while finding a home inspector. He should be well-versed in dangerous materials, home structural engineering, and much more. 
  • Get hold of sample reports: To understand the credentials of a home inspector, try to get hold of sample reports of his previous jobs. This way you can know whether the inspector is right for you or not. Ensure to take notes like information presented professionally, is there complete information, etc. The longer the sample reports, the diligent the home inspector is. 
  • References: This factor has always been a great tool in hiring someone. Get references from people who have enjoyed the services of a home inspector. Get their names, telephone number, or mail id. Ensure to call them and ask about their work experience. Plus, never hesitate to check the home inspector on the internet. 
  • Other factors: There are many other small factors that should be taken into consideration such as: 
  • Avoid any contact with a home inspector that endorses a particular contractor. 
  • Get details about the length of the home inspection. 
  • Do you need to pay for re-inspection? 
  • Never miss your home inspection in person. 

Questions that you need to ask from a home inspector

Many people overlook the importance of asking questions from the home inspector. This factor ensures that you are selecting the right kind of home inspector. Also, this offers clarity and builds trust between each other. 

Here are some of the important questions that you shouldn’t miss asking your home inspector: 

  • How do you begin the inspection process? 
  • How soon will you get the home inspection report? 
  • Does the inspector have any knowledge or experience in a residential home inspection? 
  • How much time will the inspection take? And is it fine for you to join the inspection? 

How to read the home inspection report? 

The home inspection report gets completed within few days. It gets forward to the owner via PDF or online portal. No matter, whether you are aware of the home issues during the inspection or not, it is always better to get everything in writing. Therefore, you can further discuss it with your estate agent, lawyer, or seller. 

Leaks, mold, and electrical issues are some costly home inspection defects that you need to take seriously. Otherwise, your deal may get in trouble. There are a lot of things that are involved while getting a home inspection. However, you need to under the entire process before beginning anything. A home inspection is a straightforward way to get a professional inspection report. So, before finalizing anything ensure you are satisfied. 

Why Now Is A Great Time To Get A New Travel Credit Card

credit card

Travel Credit Cards have contributed towards a more sustainable way of keeping a check on travel expenses. People across the country who want to avail travelling at a certain time have various credit cards to select from – because travel credit cards offer several services such as extra air miles owing to the different collaborations with other known airlines. Among the services offered by travel credit cards, discounts on hotel stays, dining, and easy transactions in foreign countries are also included. Travel credit cards help to earn specific amounts of points and miles to put towards flights, hotel accommodation, and other types of travel-related expenses. 

This specific type of credit card is best suited for those who need to travel frequently for business or leisure. However, with the upgrades in the policies of travel credit cards, even if the cardholder isn’t a business elite, a budget backpacker or general travellers can avail of the same offers that range from hotel and flight credits to luxurious benefits like upgrades, generous sign-up bonuses and additional travel perks such as like airport lounge access and travel insurance. 2021 is an era of cashback and as much extra profit as possible; travel credit cards have become a common name because of the redeemable vouchers that can be disbursed from the travel perks offered. 

 If someone who doesn’t hold back when it comes to expenditures happens to be looking for a policy that allows travel promotions, a travel credit card is the most suitable option. The average reward rate is 0.88%, and it is a rather generous deal which makes it one of the best cards that avail the policy of reward points. The main key points regarding travel credit cards are reward rates, cashback rates, annual fee, earn rate, estimated point value, credit card interest rate, purchase APR, Sign-up Bonus, Renewal Benefit, et cetera. These key perks are different for cards from different financial organizations. T

he top-rated travel credit cards as of May 2021 are- 

  • HDFC Bank Superia Credit Card(best suited for overseas and international travel) 
  • JetPrivilege HDFC Diners Club Credit Card- (exclusive elite dining and travel perks) 
  • JetPrivilege HDFC Bank World Credit Card
  • HDFC Bank AllMiles Credit Card
  • British Airways Premium Credit Card Account

Citi PremierMiles Credit Card

  • American Express Platinum Travel Credit Card
  • Air India SBI Signature Credit Card
  • Axis Bank Vistara Signature Credit Card
  • SBI Card ELITE
  • Standard Chartered Emirates World Credit Card
  • HDFC Regalia Credit Card
  • MakeMyTrip ICICI Bank Platinum Credit Card
  • YES FIRST Preferred Credit Card
  • IndusInd Bank Platinum Aura Credit Card

The policies offered by all these cards are different, and it is advised to have clear and thorough communication with the bank that offers them regarding the details, policies offered, eligibility criteria, and other important details. Now, why should you apply for a credit card now?

The best time to apply for a credit card depends on the current social, economic, and other such scenarios of the country or the society in general. During normal years, the demands of the customers remain high throughout because the spree of travelling never ceases- be it to visit a relative, or for vacation, or business purposes, et cetera. 

After the global pandemic hit us in 2020, the world has come to a sudden halt. Situations started to get better, but it was not long before the horrifying second wave hit us in April 2021. Due to the immense surge in COVID cases in India- several countries banned Indian tourists for safety concerns. So, why apply for a credit card in these tumultuous times whose functioning is entirely dependant on travelling? It is advised to avail of a travel credit card so that it can be capitalized over the welcome offers the moment the travel bans are revoked. 

When a user applied for a new credit card, the time frame given to hit the spending requirement to earn the welcome bonus is 3 months. This condition is dependant on several factors- there are many travel credit cards with a larger spend requirement limit that has a chance to extend the time frame to four or six months or more, depending on the requirement and policy quota, whereas there are some cards that come with smaller requirements may shorten the time frame to a period of two months. In general, three months is the average time limit given.

As of May 2021, Citi PremierMiles Credit Card is the best travel credit card to opt for, owing to its easily flexible options for earning and redeeming rewards and the low annual fee and 4.5% rupee value back on every airline transaction. So, if you wanna get a travel credit card in May 2021, apply away and welcome on board. 

Furnace Tips For A Cozy Winter

Furnace Tips For A Cozy Winter

Properly maintaining your furnace is essential for keeping your home warm and comfortable during cold weather spells. And taking the time to make sure all components are running smoothly can help reduce energy bills, save money on costly repairs, and ensure that your family stays safe.

Here we will look at seven important tips to keep in mind when it comes to furnace maintenance.

1. Schedule Regular Furnace Maintenance

Scheduling regular maintenance for your furnace not only keeps it running smoothly but can also identify potential issues before they become major problems. 

professional furnace repair service will check for any signs of wear and tear on important components of the unit and ensure that all safety protocols are met.

2. Change Your Furnace Filter Regularly

Furnace filters should be changed at least once every three months, and more frequently if you have pets in the home. Dirty filters can cause your furnace to run less efficiently, and a clogged filter can lead to problems such as poor air quality in your home. 

To make sure that your furnace is running optimally, remember to change the filter regularly!

3. Make Sure Your Furnace Is The Right Size

Installing a furnace that is too large for your home can result in overly powerful blasts of heat. This can also cause temperature imbalances from room to room, and it will put an unnecessary strain on the system as a whole. 

Conversely, if your furnace is undersized, it won’t be able to adequately heat your home during cold weather spells.

4. Check Your Vents And Ducts 

Ventilation systems are incredibly important when it comes to heating efficiency. Make sure none of the vents in your home are blocked or obstructed by furniture or other items, which can reduce air flow and force your furnace to work harder than necessary. Moving or rearranging furniture away from registers can ensure that all parts of the room are evenly heated without putting any strain on the system.

You should also check for any cracks or holes in your ventilation ducts, as this can result in heated air leaking into places it isn’t supposed to. 

5. Seal Up Any Drafts

If there are any cracks or gaps around windows and doors in your home, cold air can flow in and force your furnace to work even harder than necessary to keep things warm inside.

Apply weatherstripping or caulk to seal up any drafts and ensure that all of the warm air being generated by your furnace is staying inside.

6. Get A Programmable Thermostat

Programmable thermostats allow you to set different temperatures for different times of day and days of the week, cutting down on wasted energy when no one is home or when everyone is sleeping.

 This can result in significant savings on your heating bills over time.

7. Install Window Treatments

Installing curtains, shades, or blinds on your windows can help to keep the warm air inside your home during cold weather spells. 

This is especially useful at night when temperatures are at their lowest and you need to conserve as much of the heat generated by your furnace as possible.

In Conclusion 

Good furnace maintenance practices are an easy way to save money on heating costs, improve air quality inside your home, and keep your family safe during harsh winter weather. 

Remembering these tips should help you stay ahead of any potential issues with your system and ensure that it runs efficiently all season long.